These are the terms and conditions which apply to your subscription/s to The National Institute for Cannabis Investors, LLC publications (both free and paid, online and hard copy), conference and seminars, the purchase of conference and seminar materials, products, and your use of the websites provided by The National Institute for Cannabis Investors, LLC (together, the “Services”).

By using or purchasing our Services you agree to be bound by these terms and conditions and they shall constitute the entire agreement between you and The National Institute for Cannabis Investors, LLC (the “Agreement”).

If we change our terms and conditions, we will notify you of those changes here.

Advice

The advice we provide is published generally, is not personal to you and does not take account of your personal circumstances. We do not assess the suitability or appropriateness of any investment in light of your personal circumstances, including your knowledge and understanding, financial strength, tax liability or appetite for risk.

The National Institute for Cannabis Investors does not act as an investment advisor or advocate the purchase or sale of any security or investment. The National Institute for Cannabis Investors expressly forbids its writers from having a financial interest in any security recommended to its readers. All of our employees and agents must wait 24 hours after an Internet publication prior to following a recommendation. And for hard-copy-only publications, 72 hours after the publication is mailed.

If you need guidance on interpreting our advice in light of your personal circumstances, you should seek independent advice from an appropriately qualified professional. You should also interpret our advice in light of the risk warnings that are contained within it.

Subscribers should be aware that investment markets have inherent risks and there can be no guarantee of future profits. Likewise, past performance does not assure future results. Recommendations are subject to change at any time.

The testimonials presented by The National Institute for Cannabis Investors are the words of real subscribers that we received in letters, emails, and other user feedback. The results presented in those testimonials are applicable to the individuals depicted only and may not be representative of the experience of others. The testimonials are not paid and are not indicative of future performance or success of any other individual.

Dow Jones Index Terms and Conditions: The National Institute for Cannabis Investors website may display delayed intraday DJIA data. To view their terms and conditions click here.

Barchart Market Data Solutions Disclaimer: Delayed Market Data provided by Barchart Market Data Solutions. Information is provided ‘as is’ and solely for informational purposes, not for trading purposes or advice, and is delayed. To see all exchange delays and terms of use, please see their disclaimer.

Charges

Your order will be processed in 3-5 business days from the date it was placed.

If your order is on backorder, you will be notified. The order will be processed once the item is back in stock.

The transaction will be reflected on your card statement as PSV* followed by the name of your subscription.

Shipping fees and options, where applicable, are clearly disclosed on your order form at the time of purchase.

Sales Tax Information: The National Institute for Cannabis Investors customers paying by check, learn more here.

VAT

The National Institute for Cannabis Investors is registered in the European Union (“EU”) and is therefore required to charge VAT on digital items sold to customers in the EU. VAT Rates in effect in the 28 member states are provided below. Note that the percentages below in parentheses (%) are reduced rates applicable to digital e-books and other digital publications. If you are paying by check, please include VAT.

AUSTRIA 20% ITALY 22%
BELGIUM 21% (6%) LATVIA 21%
BULGARIA 20% LITHUANIA 21%
CROATIA 25% LUXEMBOURG 17% (3%)
CYPRUS 19% MALTA 18% (5%)
CZECH REPUBLIC 21% NETHERLANDS 21%
DENMARK 25% POLAND 23%
ESTONIA 20% PORTUGAL 23% (6%)
FINLAND 24% (10%) ROMANIA 19%
FRANCE 20% SLOVAKIA 20%
GERMANY 19% SLOVENIA 22%
GREECE 24% SPAIN 21%
HUNGARY 27% (5%) SWEDEN 25% (6%)
IRELAND 23% (9%) UNITED KINGDOM 20%

Confirmation of your order

If you order one of our own Services, within two working days of your order you will be sent an email which confirms receipt of your order. It will not contain the payment details provided by you.

In the event the payment method you provided fails, a customer service representative will contact you by telephone (if you have supplied your number) or by email or letter, to check the details you have supplied, and re-try the authorization process. Again, if we contact you by email or letter, our correspondence will not contain any payment details.

Ending a subscription

We are entitled to terminate your paid or unpaid subscriptions and access to our Websites at any time without notice. Provided you have not breached these terms and conditions, if we terminate a paid subscription of a fixed term we will refund the unused portion of your subscription fee.

If you wish to cancel your subscription, you may contact customer service at support@nicinvestors.com OR call 866-260-0361 between 8am and 5pm EDT.

The refund and credit policy applicable to your purchase can be found on your order form and in your confirmation email. Prorated refunds are available unless otherwise stated.

Refunds are processed within 14 days of receipt of your request to cancel your subscription.

Reliance on content

Content in our publications is for general information only and is not intended to be relied upon by users in making (or not making) specific investment decisions. We try to ensure that the content of our Services is up to date and accurate, but we do not guarantee the accuracy of the information. We urge customers to perform their own due diligence.

We do everything in our power to ensure that our websites are fully operational and available to you at all times. However, in order to make sure they are up to date and offering you the best service, access may sometimes be interrupted or restricted to allow for maintenance or the introduction of new facilities and services.

Message Board Disclaimer

The purpose of The National Institute for Cannabis Investors discussion boards are to provide a location where subscribers may exchange information, opinions, thoughts, or theories in an atmosphere of mutual respect. The site is meant to promote communication about topics that are posted by The National Institute for Cannabis Investors.

The information expressed is not financial advice. The discussion boards are not intended to replace the services of a financial professional or to be a substitute for financial advice from The National Institute for Cannabis Investors staff.

Contributions by The National Institute for Cannabis Investors are based on knowledge and professional experience; they do not reflect the opinions of The National Institute for Cannabis Investors. We do not vouch for or warrant the accuracy, completeness, or usefulness of any message, and are not responsible for the contents of any message.

By using the The National Institute for Cannabis Investors discussion boards, you agree to the following Terms and Conditions:

  • You may not use the discussion boards for any purpose in violation of local, state, national, or international laws.
  • You may not post material that infringes on the individual rights or on the privacy rights of others.
  • You may not post material that is knowingly false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, or otherwise violates any law.
  • You may not post advertisements, chain letters, pyramid schemes, or any other unauthorized solicitations.
  • You may not engage in conduct that inhibits any other person from using the discussion boards or which exposes anyone else to any liability or injury.

Any user who feels that a posted message is objectionable is encouraged to contact the The National Institute for Cannabis Investors by email at customerservice@moneymappress.com OR call 888-384-8339 between 8am and 5pm EDT. The National Institute for Cannabis Investors reserves the right to deny or remove any posting.

Site users agree to indemnify and hold harmless the site owners, operators and sponsors from any claim, loss, or damages arising from the use of the discussion boards.

These terms and conditions constitute an agreement between use and The National Institute for Cannabis Investors with respect to use of the discussion boards and any content contained therein.  By entering areas on the The National Institute for Cannabis Investors discussion boards, the user agrees to these terms and conditions.

Copyright and trademarks

Copyright in all information, text and images featured in the Services, is owned by or licensed to The National Institute for Cannabis Investors, LLC (“Our Content”). Provided that you acknowledge us as the source of the information, you are entitled to save or download one copy of any of Our Content for the purposes of reference, but you are not entitled to make any further copies of the work. The recommendations and analysis presented to members is for the exclusive use of members. Copying or disseminating any information published by The National Institute for Cannabis Investors, electronic or otherwise is strictly prohibited.

All property rights remain with The National Institute for Cannabis Investors, LLC. Other than as provided in these terms and conditions, you may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, or use for any public or commercial purpose any of Our Content without our prior written permission.

Breach of these terms and conditions

We have the right, but not the obligation, to monitor any activity and content associated with the Services. We may investigate any reported violation of these terms and conditions and take any action that we deem appropriate. This may include, but is not limited to, issuing warnings, suspending, terminating or attaching conditions to your access to and use of the Services.

This Agreement shall be governed by and construed in accordance with the laws of the State of Maryland, United States of America, without regard to choice or conflicts of law principles. Further, you agree to the jurisdiction of the courts of the United States District of Maryland to resolve any dispute, claim or controversy that relates or arises in connection with the Agreements.

If you have any questions or concerns please contact our Customer Service team.

Customer Block

There are a number of reasons your account could be blocked. These include:

  • There is a problem with your billing or email address.
  • The service is full (for services that have limited memberships available).
  • You have ordered a service then canceled immediately after purchase more than three times (chronic cancellation).
  • But the most common reason is: You have completed a chargeback via your credit card company recently.

A chargeback occurs when you request that your bank/credit card returns the funds for a purchase. These can occur for a number of reasons, including not recognizing the charge. However, in recent years, credit card companies have made it extremely easy for customers to initiate a chargeback (by simply clicking a button online rather than contacting the merchant). Unfortunately, chargebacks are generally very bad for merchants. If a business has too many chargebacks as a percentage of their total transactions, their account can be shut down (no longer able to take credit card payments) or their per-transaction costs may go up significantly.

For this reason, our legal and accounting department have put the following rules into place for all customers:

  • If you have requested a chargeback from National Institute for Cannabis Investors or our affiliated companies in the past year, you will be blocked from ordering for 6 months.
  • If you have requested two chargebacks from National Institute for Cannabis Investors or our affiliated companies, you will be blocked from ordering for 1 year.

These rules have been put in place to protect our ability to continue to serve our customers. If you feel you have mistakenly been placed on a customer block, please contact us and we will work with our legal and accounting departments to get the block removed.

Address:The National Institute for Cannabis Investors, LLC
1125 N Charles Street
Baltimore, MD 21201 USA

Toll-free 866-260-0361